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Transition to Retirement

Transition to Retirement has been called “Australia’s best kept secret,” and for good
reason. As the law currently stands, workers aged over 56 can access their superannuation while they are employed, and continue to pay into their superannuation via salary sacrifice, thus lowering their overall tax rate. After all, superannuation is only taxed at 15%, so if you’re in […]

By |February 14th, 2016|blog|0 Comments

Do you need a Budget?

It’s something of a given in the personal finance world that every single person needs a budget – that every single person must account for every cent of their money, or they are doomed to a life of endless credit card bills, uncontrollable debt, and living on dog food.

The truth is, you may not need […]

By |February 1st, 2016|blog|0 Comments

What to Buy in February

Part of saving money is, well, saving money!  By looking in the clearance racks you can save some serious money – which can then be put towards growing your wealth!

So, what should you look for in February?

Summer clearance items like clothes, shoes, and swimwear – If you have kids, buy a size (or two!) up […]

By |February 1st, 2016|blog|0 Comments

Binding Death Nomination

If you’re like most of us, when your super statement comes in the mail, you open it up, check the balance, and then toss it in a drawer.  Now, go to that drawer, pull it out, and have a look – Have you made a binding death nomination?

A binding death nomination ensures that your super […]

By |January 31st, 2016|blog|0 Comments

Super co-contribution

If most of us rely solely on the mandatory employer superannuation contributions, we still won’t have enough to finance a comfortable retirement.  That’s why so many people top up their superannuation with a personal contribution.  Most people can do this via salary sacrifice; others up to make a small payment a couple of times a […]

By |January 31st, 2016|blog|0 Comments

Why are you renovating?

For many of us, the family home is one of our biggest assets.  We love our homes; we want them to be warm, comfortable, loving places for our families.  And sometimes, that means we renovate them to better reflect our tastes and the needs of our family.  But are you renovating wisely – or are you […]

By |January 31st, 2016|blog|0 Comments

Preservation age

Once you start looking into your super, it won’t take long before you run across the phrase, “preservation age”.  What is that, and what is yours?

Simply speaking, the preservation age is the age at which you can access your super.  It’ll vary depending on when you were born.

If you were born before 1 July 1960, […]

By |January 31st, 2016|blog|0 Comments